Travel Insurance Packages for RBC Clients 1

Protect yourself against the widest range of unexpected travel and emergency medical situations.

Complete Coverage in a Single Package

Deluxe Package

Single Trip: Ages 0-74
Multi-Trip: Ages 0-64

For travellers who want the "most coverage" for a trip outside of Canada.

• Unlimited emergency medical 2
• Trip cancellation and interruption 3
• Baggage loss, damage and delay 3
• Flight and travel accidents 3

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• Single trip and multi-trip annual plan options Definition opens in new window4
• 9-, 16- or 30-day trip duration options available for multi-trip annual plan (call for 30-day option)
• No health questions and coverage for stable Definition opens in new window pre-existing medical conditions 5
• Family plan pricing available
• Package Upgrade Rider Definition opens in new window available
• 24-hour worldwide emergency medical assistance

Insurance Documents:

For complete coverage details, limitations and exclusions, see:

• Deluxe Package (Single Trip) Opens PDF in a new window
  • Deluxe Package (Single Trip) Quebec Documents Opens PDF in a new window
  • Deluxe Package (Multi-Trip Annual) Quebec Documents Opens PDF in a new window

  TravelCare ® Package

  Single Trip: Ages 75+
  Multi-Trip: Ages 65+

  For mature travellers who want the "most coverage" for a trip outside of Canada.

  • Unlimited emergency medical 2
  • Trip cancellation and interruption 3
  • Baggage loss, damage and delay 3
  • Flight and travel accidents 3

  See More See Less

  • Single trip and multi-trip annual plan options Definition opens in new window4
  • 9-, 16- or 30-day trip duration options available for multi-trip annual plan (call for 30-day option)
  • Pre-existing conditions may be covered depending on the TravelCare Category Definition opens in new window for which you qualify 6
  • Package Upgrade Rider Definition opens in new window available
  • 24-hour worldwide emergency medical assistance

  Insurance Documents:

  For complete coverage details, limitations and exclusions, see:

  • TravelCare Package (Single Trip) Opens PDF in a new window
    • TravelCare Package (Single Trip) Quebec Documents Opens PDF in a new window
    • TravelCare Package (Multi-Trip Annual) Quebec Documents Opens PDF in a new window

    Non-Medical Package

    For travellers who don't need emergency medical coverage for a trip outside of Canada.

    • Trip cancellation and interruption 3
    • Baggage loss, damage and delay 3
    • Flight and travel accidents 3

    See More See Less

    • Family plan pricing available
    • Package Upgrade Rider Definition opens in new window available

    Insurance Documents:

    For complete coverage details, limitations and exclusions, see:

    • Non-Medical Package Opens PDF in a new window
    • Non-Medical Package Quebec Documents Opens PDF in a new window

    Travel within Canada Package

    For travellers who want our best coverage for a trip within Canada only.

    • Unlimited emergency medical 2
    • Trip cancellation and interruption 3
    • Baggage loss, damage and delay 3
    • Flight and travel accidents 3

    See More See Less

    • Family plan pricing available
    • Package Upgrade Rider available
    • 24-hour worldwide emergency medical assistance

    Insurance Documents:

    For complete coverage details, limitations and exclusions, see:

    • Travel Within Canada Package Opens PDF in a new window
    • Travel Within Canada Package Quebec Documents Opens PDF in a new window

    Get a Quote

    Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre.

    Get a Quote for Travel Insurance. Opens in a new window

    Have an RBC Royal Bank credit card with travel coverage?

    If you’re using an RBC Royal Bank credit card to pay for your trip in full, see if your card provides enough coverage for your trip.

    View Legal Disclaimers Hide Legal Disclaimers

    RBC client is defined as a client of the RBC Companies or a spouse or child(ren) of a client.

    This insurance is subject to a maximum of $20,000 if you do not have valid government health plan coverage in force for the full length of your trip.

    Some conditions apply. For complete coverage details, limitations and exclusions see the insurance document.

    Under the Multi-Trip Annual Package Coverage option, all MAXIMUM SUMS PAYABLE and PRINCIPAL SUMS are per trip.

    Condition(s) must be stable for 90 days before the effective date of the coverage. For complete coverage details, limitations and exclusions, see the insurance document.

    If you are over the age of 74, we urge you to complete the health questions in order to obtain the most comprehensive emergency medical coverage possible. Should you be under age 85 and choose not to complete the health questions, you would be travelling without any coverage for your pre-existing condition(s). If you are over the age of 84, you must complete the health questions in order to obtain coverage. Please note that you are required to complete the health questions in order to obtain multi-trip annual coverage.

    Travel HealthProtector Has Been Replaced with New and Improved Coverage!

    On May 1, 2020, we replaced Travel HealthProtector insurance with a new travel insurance product lineup.

    RBC clients 1 can now enjoy:

    • More choice, including robust travel insurance packages and travel medical plans
    • Trip cancellation and interruption insurance as part of a package or stand-alone plan
    • A shorter and simpler medical questionnaire (for clients age 65 and older vs. age 60 and older)

    1) RBC client is defined as a client of the RBC Companies or a spouse or child(ren) of a client.